IMPORTANT: READ CAREFULLY BEFORE ACCESSING OR USING XPERT BUSINESS SOLUTIONS’ PROPRIETARY MATERIALS INCLUDING ANY AUDIO AND/OR VISUAL PRESENTATIONS, MEMBERS AREA, AND/OR PROGRAMS ASSOCIATED WITH XPERT BUSINESS SOLUTIONS

BY ACCESSING OR USING THE PROGRAM(S), YOU ACKNOWLEDGE THAT:

• YOU HAVE READ THIS AGREEMENT,

• YOU UNDERSTAND IT, AND

• YOU ACCEPT AND AGREE TO BE BOUND BY ITS TERMS.

IF YOU DO NOT AGREE, DO NOT UNDERSTAND, OR DO NOT ACCEPT THIS AGREEMENT, PLEASE DO NOT ACCESS OR USE ANY OF XPERT BUSINESS SOLUTIONS’ PROPRIETARY MATERIALS INCLUDING ANY AUDIO AND/OR VISUAL PRESENTATIONS, MEMBERS AREA, AND/OR PROGRAMS, AND CONTACT US IMMEDIATELY AT info@xpertbusinesssolution.com.

This Agreement (“Agreement”) is a legal contract between Xpert Business Solutions located at 3604 Macon Rd, STE 15 Columbus, GA 31907 (“Xpert Business Solutions”) and “YOU”, an individual and collectively, the “Parties.”

WHEREAS, Xpert Business Solutions is engaged in the business of business coaching services; and WHEREAS, YOU desire to engage Xpert Business Solutions to provide business coaching services to YOU in the form of Webinars, Audio and/or Visual Presentations, and periodic personal coaching and evaluation; NOW THEREFORE, the Parties agree as follows:

SECTION 1: Membership and Program Fees

1.1.1 Programs: Under the terms of this Agreement, Xpert Business Solutions agrees to provide coaching services to YOU in the form of Webinars, Audio and/or Visual Presentations, and periodic personal coaching and evaluation (“Program”) in exchange for a Program Fee. Program Fees will be determined according to paragraph 1.2. below. Your access to such Programs is made conditional on payment of such Program Fee.

1.1.2 Term: The Term of this Agreement will commence upon YOUR acceptance of this Agreement and payment of the applicable Program Fee. YOU agree and understand that upon commencement of the Term of this Agreement you will become enrolled in the Program.

1.1.3 Termination: Xpert Business Solutions may terminate this Agreement at any time in its discretion upon notice to YOU. Paragraph 3.1. below shall survive termination of this Agreement, binding YOU to Confidentiality in perpetuity.

1.2 Program Fees: By accepting the terms of this Agreement, YOU agree and understand that you are committing to pay Xpert Business Solutions.

1.2.1 Cancellation of Subscription: We or you may terminate or cancel your subscription to the Services at any time, and such termination or cancellation shall be effective upon the end of your then-current subscription term. You understand and agree that the cancellation or termination of your subscription is your sole right and remedy with respect to any dispute with us. Upon cancellation or termination of your subscription to the Services, we may immediately deactivate your user account and/or delete all related information and/or files in your user account. You can cancel your subscription by contacting info@xpertbusinesssolution.com. Upon cancellation by you for any reason, your subscription cannot be restarted for a minimum of 12 months.

1.3 Promotional Material: By accepting the terms of this Agreement, YOU affirmatively agree that Xpert Business Solutions may reproduce and/or disseminate any testimonial(s) describing or referencing YOUR experience in the Program(s). YOU agree and acknowledge that this includes any written statements you may publish on social media or elsewhere. You further represent that any such statements or testimonials you make shall be correct, accurate, and truthful.

1.4 Photo Release and Event Liability Waiver: You acknowledge that participating in the Program exposes you to possible personal injury. You hereby release Xpert Business Solutions and its officers, directors, employees, agents, and affiliates from any and all liability related to your participation in the Program, including risks associated with COVID-19 exposure.

1.5 No Refunds: By accepting this Agreement, YOU agree that Xpert Business Solutions has a strict no-refund policy. YOU take full responsibility for your own success and therefore waive any right to claim a refund of fees paid.

SECTION 2: NO WARRANTIES

2.1 Success Not Guaranteed: By accepting this Agreement, YOU agree and understand that Xpert Business Solutions guarantees no specific results. YOU take full responsibility for YOUR success and acknowledge that individual results may vary.

2.2 Limited Liability: Xpert Business Solutions is not liable for any damages, including loss of business profits or other pecuniary loss. The limitations described herein shall be applied to the greatest extent enforceable under applicable law.

2.3 Commitment to the Program: YOU agree to faithfully execute all lessons and course work to the best of YOUR ability. Success requires effort, and YOU are prepared to make that effort.

SECTION 3: Confidentiality

3.1 Confidentiality: Only authorized users who have accepted this Agreement are permitted to use and participate in Xpert Business Solutions’ Program(s). YOU shall not provide or make available any materials, login credentials, or disclose information obtained from the Program to any third party.

3.2 Intellectual Property: YOU acknowledge that any Audio and/or Visual Presentations, Documentation, and other elements of the Program are the sole Intellectual Property of Xpert Business Solutions. YOU are granted a limited, revocable license to access and use the materials for personal use only.

SECTION 4: Miscellaneous

4.1 Non-transferability: The rights and obligations under this Agreement are personal to YOU and may not be assigned or transferred.

4.2 Indemnification: YOU will defend, indemnify, and hold Xpert Business Solutions harmless from any claims arising out of or in connection with your participation in the Program.

4.3 Governing Law: This Agreement shall be governed by the laws of Columbus and Atlanta, GA.

By accepting these terms, YOU acknowledge understanding and agreement to all terms, including payment policies, confidentiality, and the no-refund policy.

For any inquiries, please contact info@xpertbusinesssolution.com.